Now in Early Access

The smarter way to
handle your claim.

Cova brings AI-powered tools to help homeowners understand their policy, review their estimate, build professional documentation, and coordinate every professional involved—all in one place.

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85+
Damage patterns analyzed
1
Platform for your entire claim
24/7
AI-powered analysis on demand
What Cova Does

Everything you need to stay ahead of your claim

Estimates are dense, hard to review, and easy to accept at face value. Policies are written in language designed for lawyers. Your professionals work in silos. Cova brings clarity to all of it—and connects the people—before you sign anything.

AI Damage Documentation

Photograph every room and let AI identify damage patterns, flag areas worth a closer look, and build a thorough visual record—organized and ready to share.

Smart Estimate Review

Your carrier's estimate was written to close your claim—not to restore your home. Cova reviews it the way a contractor would: line by line, trade by trade. Missing demolition. No overhead and profit. Underlapped measurements. Skipped trades for work that can't be done without them. We surface what a proper repair actually requires so you know exactly what to question before you sign.

Professional Documentation

Generate clean, organized reports with photos, damage analysis, and policy context—ready to share with your adjuster, contractor, or carrier.

Claims Knowledge Base

Policy jargon decoded in plain English. Claim process explained step by step. Ask questions anytime, 24/7—an AI-powered resource to help you stay informed throughout your claim.

End-to-End Claim Tracking

Deadlines, documents, milestones—tracked from first notice of loss to final settlement. Every moving piece of your claim, organized in one place.

Three steps to a smarter claim

The right tools. The right professionals. One place.

1

Upload & Document

Photograph your damage, upload your estimate and policy. Cova organizes everything from the start.

2

AI Analysis

Cova reviews your estimate against your documented damage and policy—surfacing gaps, missing items, and areas worth a closer look.

3

Collaborate & Move Forward

Bring your contractors, adjusters, and licensed professionals into one workspace through MyPros. Share organized documentation and move your claim forward together.

Start recovering smarter, today.

Join early access and see what Cova can do for your claim.

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